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| | | OR | |
| | | For 05/09/2008 | | Programs | Rate | APR | P&I | | 30 Year (fixed) | 5.750% | 5.907% | $ 875 | | 15 Year (fixed) | 5.125% | 5.484% | $ 1,196 | | 3/1 Arm* | 5.875% | 5.558% | $ 887 | Calculations based on loan amount of $150,000 at an 80% loan-to-value.
*ARM loans based on 30 year term and APR may increase after closing. | |
